Head, Credit Risk Management, Access Bank Gambia
Access Bank PLC, Gambia

1. Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in deployed to country
2. Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum level
3. Monitor/review/analyze to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendation
4. Authorize/approve facility applications as required after obtaining requisite approval authority when required
5. Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimize risk of loss.
6. Ensure consistent collateral cover to secure bank’s position
7. Devise strategies for ensuring credit portfolio is maintained
8. Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.
9. Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives
10. Perform other functions as assigned by the Chief Risk Officer

Requirements

Skills / Competence Requirements

Required Knowledge, Skills amp; Abilities

• Credit Administration/Risk Management
• Credit Products

• Credit Analysis and Appraisal

• Loans administration / account management

• Credit Workout/Restructuring

• Financial analysis / interpretation

• Facility Structuring

Supervisory Skills

• Leadership
• Coaching /Leadership / Influencing
• Initiative/Entrepreneurship/ taking ownership
• Organization amp; coordination
• General managerial /administration

• Team building / conflict management

Generic Skills

• Strategic Focus/ Orientation

• Initiative/ Proactive

• Entrepreneurship

• Analytical skills / Problem solving

• Resilience, Tenacity and Integrity

• Interpersonal skills

• Communication (oral amp; written)
• Integrity and Discretion

Benefits

Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable

Job Rewards and Benefits